prezentace-lime-mx-2020

.и!»?»

About LCP
Lime Credit Group
Utilizing advanced algorithms and machine learning capabilities, we create a platform for a customized approach towards lending.
We help connect our customers with opportunities, reinvent themselves and help them realize their ambitions.
■ 5 years in industry
■ 4 countries, 8 office around world
■ >106ММ$ of issued loans since 2014
■ x6 company's growth in 2018
@LIME
2

Market Analysis: Mexico
Mexican market has significant growth potential & provides the necessary experience for further expansion
GDP growth rate of Mexico with forecast, %
■ After long economic growth, a slowdown in the Mexican economy was observed, the peak of which will be passed in 2019
■ Mexican economy is heavily exported to the USA. Isolationism policy of US creates new risks for Mexico
Mexican MFIs portfolio, Billions $
■ MFI sector is developing steadily - CAGR=5%1
■ Relatively low growth rates due to development of Mexican MFI market
■ Top-4 worldwide by the number of borrowers in the MFI market
Sources: MFI barometer ; IMF GBP forecast ; team analysis ; 1 - CAGR from 2016 to 2019
@LIME
3

Welcome to LimdMexico
Designed to meet the financial needs of customers the platform allows us to be flexible under any circumstances. The result new upgraded digital loan lending platform @lime24.mx
Platform KEY advantages
Automation
■ Scoring
■ Credit Robot & AntiFraud
■ Collection
■ Accounting
Cost optimization
Easy product line & geographic expansion
@LIME
4

Other important platform components
End to end modules working universally but tailor-made for each country’s unique requirements
Accounting
■ Proprietary in-house technology
■ Quick setup according to the laws of different countries
Collection
■ Algorithm for automatic distribution of debtors
■ Automatic voice calls, SMS, e-mail
UI/UX
■ Based on the international experience
■ Up to date web analytics
■ Special tool for hypothesis testing
@LIME
5

Ongoing Products B2C Segment
Payday Loans (PDLs)
The facts:
■ Pay day loans from 7 to 35 days
■ Loan principal from 1,000 to 14,000 MXN
■ Over +$40M MXN (1.9M USD) volume originated since 2019
■ Annual loan rates between 540-720%
■ +23K loans delivered to our clients since 2018
Optimization of verification
processes allows us to achieve
lowest NPL values despite the
loans' portfolio growth
к
@LIME 6

Team LimdMX
Outstanding professionals run our key processes
■ Luis M. Trejo
■ Sandra Munoz
Data Analytics
■ Martha Gonzalez
Product & Client Service
Managing Director
■ Juan Ramirez
Operations
■ Francisco Resendiz
Compliance & Legal
@LIME
7

Team LimdMX
Our operations team (underwriting & collection) are top of the line - and really fun too
@LIME
8